SMS Terms
SMS Terms & Conditions
These SMS Terms & Conditions govern the use of text messaging services provided by Express Capital Network Associates. By opting in to receive SMS messages, you agree to the terms outlined below.Types of Messages
- You may receive transactional and informational SMS messages related to applications, funding status, account updates, document requests, or customer support.
- If you separately opt in, you may also receive marketing or promotional text messages related to business funding opportunities, offers, or services.
Message Frequency
Message frequency may vary depending on your interaction with Express Capital Associates.Message & Data Rates
Message and data rates may apply based on your mobile carrier and plan. Express Capital Associates is not responsible for carrier charges.Opt-Out Instructions
You may opt out of receiving SMS messages at any time by replying STOP. After opting out, you will no longer receive text messages unless you re-enroll.Help Instructions
For help, reply HELP or contact Express Capital Associates directly.Consent
Consent to receive SMS messages is not a condition of purchase or service. Message consent may be revoked at any time.Privacy
Your privacy is important to us. Please review our Privacy Policy to learn how we collect, use, and protect your information.Contact Information
If you have questions regarding these SMS Terms & Conditions, please contact Express Capital Associates.We take a transparent approach to business lending. Our dedicated financing team will help you understand your funding options and create a customized solution just for YOUR business needs and goals. Our mission is to catalyze economic growth by empowering small businesses to grow sustainably and create new jobs.
Privacy Policy
We collect information you voluntarily provide when applying for funding through our forms, such as your business name, contact info, and financial details. This data is used solely to evaluate your financing eligibility and will be shared only with vetted third-party funders for underwriting purposes.
Your information is stored securely and will not be sold or shared outside of our network. By using this site, you consent to our collection and use of your data in accordance with this policy.
You may opt out of communications at any time by emailing us at franz@expresscapitalassociate.com.
This site uses secure encryption (SSL).
TCPA Notice
By providing your contact information, including your telephone number (mobile or landline) and email address, you expressly consent to receive communications from Express Capital Associates and its agents, partners, and funding providers. These communications may include calls, text messages (SMS/MMS), and emails, sent for the purpose of discussing your application, providing information about commercial financing products (including Merchant Cash Advances), marketing new offers, or servicing your account.
You understand and agree that these communications may be sent using automated technology, including automatic telephone dialing systems (ATDS) and/or prerecorded or artificial voice messages, even if your telephone number is on a state or federal Do Not Call Registry.
You acknowledge that your consent to receive these communications is not a condition of purchasing any property, goods, or services from Express Capital Network Associates or its partners.
You may opt-out of receiving future calls or text messages at any time by replying "STOP" to any text message received, or by contacting us directly via email at franz@expresscapitalassociate.com or by phone at [646]698-8600. Please allow a reasonable time for your request to be processed.Terms of Service for SMS Communications
SMS Terms & Conditions
1- SMS Consent Communication:
The information Phone Numbers obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
2- Types of SMS Communications:
If you have consented to receive text messages from Express Capital Network Network Associates, you may receive messages related to the following:
Appointment reminders
Follow-up messages
Billing inquiries
Scheduling
Updates
3- Message Frequency:
Message frequency may vary depending on the type of communication. For example, you may receive up to 3 SMS messages per week related to your appointments/billing, etc.
4- Potential Fees for SMS Messaging:
Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.
5- Opt-In Method:
You may opt-in to receive SMS messages from Express Capital Network Associates in the following ways:
By submitting an online form
6- Opt-Out Method:
You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.
7- Help:
If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at (929)346-8635
8- Standard Messaging Disclosures:
Message and data rates may apply.
You can opt out at any time by texting "STOP."
For assistance, text "HELP" or visit our Privacy Policy and Terms and Conditions pages at https://www.expresscapitalnetworkasociates.com/privacy-policy
Message frequency may vary
Important Disclaimer: This TCPA Notice is provided for informational purposes only and does not constitute legal advice. The Telephone Consumer Protection Act (TCPA) is a complex federal law, and its interpretation can vary. Express Capital Network Associates strongly recommends that you consult with a qualified legal professional to ensure your communication practices and all disclosures fully comply with the TCPA and other applicable federal and state laws.
Effective Date: 08/14/2025